About Michael Philips
Michael Philips was founded in London in 1989 to provide discerning clients with Independent Financial Advice.
We work with our clients to determine the advice they will receive based on their needs. The way that you pay for that advice is by agreement between you and Michael Philips.
We can give advice on most areas (although we have chosen to avoid mortgages) but we do have some areas of specialisation where we hope you will find our advice of particular benefit.
In 2003 Michael Philips moved to Chesham so now covers Amersham, most of Buckinghamshire, Berkhamsted, Hertfordshire and, of course, London but we do have clients further afield too. It is easy to keep in touch via email so distance is rarely an issue any more. Please feel free to ask if we can help you too.
Investment Advice: Easy in theory, extremely difficult in practice. We start by finding out what you want from your investments and then agree on a solution with you taking into account your experience, attitude to risk, capacity for loss, investment time horizon, market conditions and overall tax position.
Our principal is a qualified member of the Society of Technical Analysts.
Retirement Planning: Pensions are just part of the story. We can deal with all of it from Auto Enrolment, Personal and Company Pensions through to Annuities and Draw Down. We will consider factors such as your health, attitude to and capacity for risk, dependents and whether it is important for you to leave a legacy for your children.
Inheritance Tax Planning: Having spent a lifetime building up your estate, we can help you plan for it to end up in the hands you want, always assuming you don’t simply want to give it all away in tax. We can advise on the use of Trusts to make sure your wishes can continue to be followed for as long as you intend.